A start-up entrepreneur who has real estate as collateral and needs seed/start-up capital
• A small or medium-sized business looking to grow or expand
• A large company needing financing for major development or investment plans
• A business that needs working capital (e.g., suppliers, payroll, marketing)
• A business planning short- or long-term investments (e.g., equipment, repairs/renovation,
projects)
• A business where income and expenses don’t align in timing, requiring a flexible solution
to support cash flow
A business planning larger, long-term investments, including start-ups, provided there is real estate collateral.
• a business that needs to purchase equipment or machinery
• a business improving production, services, or processes to increase efficiency
• a business looking to buy, build, or renovate real estate
• a business launching a new project / product / platform
• a business aiming to expand (new premises, increased capaci
If monthly payments have become too burdensome and you want to reduce your monthly payment
• If you want a more favourable interest rate and thereby reduce the total cost of the loan (exact terms are determined through an individual assessment)
• If you want to keep your finances better under control and avoid confusion with different payment due dates
• If you prefer one monthly payment and a clear repayment schedule that is easy to follow
• If you want to reduce the risk of late payments and penalties, since managing one agreement is easier
• If you need greater financial stability and a buffer for unexpected expenses
• If you have real estate collateral, which may make refinancing terms more favourable
• If you want a flexible repayment term that fits your budget and goals
• If you value a fast and simple process and want expert support throughout the application process
Helps when income and expenses don’t align in timing
• Lets you use the agreed credit limit exactly when you need it
• Helps keep business operations running smoothly even when cash flow fluctuates
• Suitable for increasing working capital
• Suitable for paying suppliers
• Suitable for covering payroll costs
• Suitable for covering marketing expenses
• Creates a buffer for unexpected costs
• Gives the business more confidence and control
• Helps avoid late payments and stay focused on core operations
